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PERSONAL INJURY GLOSSARY
A physical or digital card a personal injury client presents at the pharmacy counter to bill the prescription to a lien pharmacy program rather than paying cash or using insurance.
A pharmacy benefit card is the operational tool that lets a personal injury client fill prescriptions through a lien pharmacy program. The client receives the card at intake. When the client picks up a prescription at any participating pharmacy, the pharmacist scans the card, the claim routes to the lien pharmacy, and the client walks out with the medication at no upfront cost.
Behind the scenes, the pharmacy benefit card is an enrollment identifier. It tells the pharmacy network which firm enrolled the client, which case the prescription belongs to, and which pharmacy lien program is responsible for the charge. The card itself is a feature of the broader Pharmacy Lien Solutions offering, not the offering itself.
CreoRx's pharmacy benefit card works at 67,000+ pharmacies nationwide, including CVS, Walgreens, Walmart, Costco, Kroger, Publix, Rite Aid, and most independents. The client does not have to drive to a specific lien-only pharmacy. The card works wherever the client already fills prescriptions.
Digital cards are increasingly common. Many CreoRx clients receive their card by text or email at intake and present a QR code at the counter. Physical cards remain available for clients who prefer them or whose pharmacy networks process physical cards more reliably.
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